Affirm - Buy now, pay over time. Make 4 interest free payments with zero fees

Make 4 interest-free payments with Affirm

When inspiration strikes, say yes with confidence - knowing there are no late fees, service feeds, prepayment fees, or any other hidden fees.

Buying with Affirm is simple

1. Fill your cart

Affirm Split Pay Step 1

When you’re done shopping,
 select Affirm at checkout.

2. Complete your purchase

Affirm Split Pay Step 2

Enter a few pieces of info for a real-time decision.

3. Pay over time

Affirm Split Pay Step 3

Make 4 payments every 2 weeks
 at or in the Affirm app.

Just select Affirm Logo Indigo White at checkout

Say yes with confidence

When you buy with Affirm, you always know exactly what you'll owe and when you'll be done paying. You'll never pay a hidden fee - or any fee, for that matter.

Never pay more than the amount disclosed up front.

It only takes a moment, and checking your eligibility won't affect your credit score.

Affirm won't charge you late fees or penalties of any kind, ever.

Payment options are offered by Affirm, are subject to an eligibility check, and may not be available in all states. California residents: Affirm Loan Services, LLC is licensed by the Department of Business Oversight. Loans are made or arranged pursuant to California Financing Law license 60DBO-111681.


Can I pay off my purchase early?
Yes! There’s no penalty for paying early.

How do I make my payments?
You can make or schedule payments at or in the Affirm app for iOS or Android. Affirm will send you email and text reminders before payments are due.

Does checking my eligibility affect my credit score?
No - checking your eligibility won't affect your credit score.

Do I need a mobile number to use Affirm?
Yes, you'll need a mobile phone number from the U.S. or U.S. territories. This helps Affirm verify it's really you who is creating your account and signing in.

Where can I learn more about Affirm?
You can visit their website at